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The following products and services are available at NIRSAL Microfinance bank:

1. Micro-savings

2. Micro-loans

3. Agricultural Finance

4. Small and Medium Enterprises Loans(SME)

5. Group Loans

6. Lease Finance

7. Consumer Finance

8. School Finance

AGRIC SMALL MEDIUM ENTERPRISE SCHEME(AGSMEIS)

Access up to N10M at 5% per annum from the Agric, Small and medium enterprise scheme (AGSMEIS), an initiative from Central Bank of Nigeria (CBN). Apply Here

ANCHOR BORROWERS' PROGRAM(ABP)

• ABP – Access the CBN’s Anchor Borrowers Program intended to create a linkage between anchor companies involved in the processing and small holder farmers(SHFs) of the required key agricultural commodities. Walk into any of our branches to apply

NIRSAL MICROFINANCE BANK ALL-ACCESS SAVINGS ACOUNT(NAS)

NIRSAL MICROFINANCE BANK All-Access Savings Account targets existing small businesses and individuals who want to grow their income streams. This account has an opening balance of ₦2,000 and a minimum account balance of ₦1,000.Interest rate is 4.05% P.A. However, customers that make more than three withdrawals in a month forfeit their book interest. NIRSAL MICROFINANCE BANK offers cash pick up services at customer's business location and the client receives free electronic monthly statement.

NIRSAL MICROFINANCE BANK ACCESS FOR KIDS ACCOUNT(NAK)

NIRSAL MICROFINANCE BANK Access for Kids Account allows parents to save on behalf of their children aged between 0 and 18 years. The minimum opening balance is ₦2,000, with a minimum balance of ₦500. Once the child is above 18 he/she can choose to migrate to the normal savings account.

NIRSAL MICROFINANCE BANK EASY ACCESS SAVERS ACCOUNT (NEAS)

NIRSAL MICROFINANCE BANK Easy Access Savers Account is a savings account product designed for quick opening with a primary focus on individuals who want to engage in active savings culture. This account has an opening balance requirement of ₦1,000 with no minimum balance.

NIRSAL MICROFINANCE BANK ACCESS TARGET ACCOUNT (NAT)

NIRSAL MICROFINANCE BANK Access Target Savings Accounts is for MSMEs and Individuals who wish to save regularly for a certain period to accomplish a purpose i.e shop rent, buy goods, purchase equipment, for festivities etc. A lien is put on the account with limited withdrawals by the account holder based on his instructions. The account has an opening balance of₦1,000 and minimum balance of ₦500

NIRSAL MICROFINANCE BANK QUICK ACCESS INDIVIDUAL CURRENT ACCOUNT

• NIRSAL MICROFINANCE BANK Quick Access Individual Current Account is one of the bank’s current account designed for individuals/businesses owned and operated either under their personal names or partnerships.

FEATURES:

Access to loans.

• Third Part Transactions

• Access to electronic banking channels

• Access to Loan Facilities

• No Minimum Balances

NIRSAL MICROFINANCE BANK QUICK ACCESS CORPORATE ACCOUNT

NIRSAL MICROFINANCE BANK Quick Access Corporate Account is one of the current account designated for Corporate Bodies such as Limited Liability Companies Registered Business names and NGOs.

• Opening balance of N5,000 (Individual),

Access to loans.

• Third Part Transactions

• Access to electronic banking channels

• Access to Loan Facilities

• No Minimum Balances